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Foremost Off-Road Vehicle Insurance
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Coverage Options
At Foremost, we specialize in offering the kind of off-road vehicle coverage that gives you real peace of mind. Our policies provide important standard and optional coverages that are geared toward off-road vehicles, and may not be available in a conventional auto or homeowners policy. Our specialized off-road insurance policy offers coverage for:

  • Snowmobiles
  • Dirt bikes
  • Dune buggies
  • Golf carts
  • ATVs (standard, sport and utility)

Important Coverages
We can help you protect your investment with important standard and optional off-road vehicle coverages. These should include:

  • Collision Coverage
  • Other Than Collision Coverage
  • Liability Coverage
  • Medical Payments Coverage
  • Safety Apparel Coverage provides up to $1,500 in coverage for damage to any clothing designed to minimize damage from an accident, including helmets and goggles.

Optional Coverages
For extra protection out on the trail, and because not everyone's needs are the same, a Foremost policy offers a variety of options like:

  • Increased limits on liability
  • Optional Equipment Coverage including towable trailers or sleds made for use with an ATV or snowmobile
  • Coverage on transport trailers valued up to $7,500

Annual Policies
 You can enjoy year-round coverage with no lay-up period, so if there's a beautiful day when the trail is calling to you, rest assured that you're covered. No extra phone calls, no hassles!

Broad Coverage
It's truly amazing how many different types of off-road vehicles are hitting the trails today - dirt bikes, dune buggies, golf carts and ATVs. ATVs even come in several categories. There are 3, 4 or 6-wheel regular or sport models, as well as utility and amphibious ATVs which can have up to 8 wheels! Foremost has a specialized program to cover all these off-road vehicles - and give you the important coverages you may not be able to find elsewhere.

Note: Foremost off-road vehicle insurance may not be available in your area at this time, and policies, coverage amounts, and discounts can vary.

About the coverages described on this site: Your insurance contract is contained only in your policy, not in this Web site. Your insurance protection may vary from the coverages described here, depending on the standard coverages included in your policy and the optional coverages you purchase. Credit is only used by underwriting or rating where allowed by state law. We use credit-based insurance scoring in some cases. *Coverage may not be available in all areas.