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Foremost Scooter Insurance
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Coverage Options
Our policies provide important standard coverages that are geared toward scooters and may not be available in a conventional auto policy. A Foremost Scooter insurance policy can give you more security and more value for your money.

Important Coverages
Whether it’s a quick trip to the market or your daily commute to work you need a policy that provides a wide range of coverages. These include:

  • Collision coverage
  • Other Than Collision coverage
  • Liability coverage
  • Medical Payments coverage
  • Safety Apparel coverage
  • Optional Equipment coverage

Optional Coverages
For extra protection on the road, and because not everyone’s needs are the same, a Foremost policy offers a variety of options, such as:

  • Increased limits on Liability
  • Uninsured/Underinsured Motorist coverage
  • Replacement Cost Total Loss Settlement coverage
  • Increased limits on Optional Equipment coverage
  • Towing and Roadside Assistance
  • Coverage on transport trailers valued up to $7,500

Broad Eligibility
It seems that no two scooters are alike, everything from sporty to vintage models and 3-wheeled ones such as the new Piaggio MP3. Foremost insures scooters from most major manufacturers including:

  • American Lifan
  • Cagiva
  • Genuine Scooters
  • Honda
  • JMStar
  • Kymco
  • Piaggio
  • Roketa
  • Sunl
  • Sym USA
  • Taiwan Golden Bee (TGB)
  • Tank
  • Vespa®
  • Yamaha

For scooter models that do not appear in the NADA or Kelly Blue Book Appraisal guides, Foremost may require proof of title or certificate of origin in order to quote or book the policy.

Annual Policies
The perfect day for a ride could be just around the corner, that’s why we offer year-round coverage with no lay-up period. Whenever you want to take your scooter out, rest assured you’re covered. No extra phone calls, no hassles!

Replacement Cost Total Loss Settlement
Provides replacement cost coverage for up to two years on scooters purchased new from an authorized dealer and insured with Foremost within 30 days (maximum MSRP of $35,000). Refer to endorsement for details.

About the coverages described on this site: Your insurance contract is contained only in your policy, not in this Web site. Your insurance protection may vary from the coverages described here, depending on the standard coverages included in your policy and the optional coverages you purchase. Credit is only used by underwriting or rating where allowed by state law. We use credit-based insurance scoring in some cases. *Coverage may not be available in all areas.