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Keep coverage year round

A motorcyclist taking a spin during a cold wintery day

Even if you live in an area with snowy winters, it's important to keep year-round coverage on your motorcycle. Here's why:

There's no off-season for theft or vandalism.

The most likely time for your bike to get stolen or vandalized is when it isn't in use.

Natural disasters happen.

Even while your motorcycle is in storage, it's still vulnerable to damage from natural disasters or an unforeseen event. Many off-season claims are due to flooding, fire and storm damage.

You're still liable.

Even if no one is driving the bike, you're still responsible for accidents and injuries that occur near or on your motorcycle. Insurance can help keep you from having to pay expensive medical bills.

You can ride anytime.

There are usually several days during the off-season that are perfect for riding. If you have insurance, you can jump on your bike and take a spin.

It may save you money.

It can actually be cheaper in the long run to keep insurance year round. Features such as Diminishing Deductible and First Accident Waiver provide rewards for those with continuous claim-free coverage.

Off-season pricing.

Foremost takes into account that you may not drive your bike as much during the winter and adjusts your policy price to include the off-season.

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Not all products, coverages and discounts are available in all areas.

Foremost Insurance Company Grand Rapids, Michigan pays royalty fees to AARP for the use of its intellectual  property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers.

The AARP Mobile Home and Motorcycle Insurance Programs are unavailable in some areas of the country, Puerto Rico and the Virgin Islands. FX Insurance Agency, LLC is a licensed insurance agency appointed by, and affiliated with, Foremost Insurance Company  Grand Rapids, Michigan, Foremost Property and Casualty Insurance Company, and Foremost County Mutual Insurance Company. 5600 Beech Tree Lane, Caledonia, MI 49316.

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