AARP Foremost Insurance for Mobile Homes and Motorcycles

Call licensed agents at Foremost


Online Payments

Pay your bill online.

Make A Payment

Call licensed agents at Foremost


Motorcycle Safety Tips

A road sign with the text Safety First

Here are a few suggestions that will help keep you safe before you ride, and while you're out on the open road.

Know the Law

Regulations regarding the operation of motorcycles and use of safety gear, such as helmets, may differ in different parts of the country. Check with local law enforcement or the area Department of Motor Vehicles to find out what the laws are where you will be riding. And make sure that you're following all applicable laws.

Be Prepared

Make sure that you and your bike are properly licensed before you hit the road. Get insurance so you and your passengers are properly protected. And be aware of the current road conditions — don't take unnecessary risks if the conditions are unfavorable. Be extra cautious on wet pavement as oils from other vehicles and moisture can make pavement very slick. Read your owner's manual, and make sure you have it and a small tool kit with you when you're riding.

Gear Up

Every time you ride, be sure to wear protective gear in case of an accident. A helmet, eye protection, a sturdy jacket, long pants, boots and gloves are your best bet for optimum protection.

Stand Out

Brightly colored clothing can help you stand out in traffic to make other drivers aware of you. While you're riding, use your headlight, avoid other vehicles' blind spots, drive carefully and be prepared to use your horn.

Check it Out

Be sure to check that your bike is running properly before hitting the road. Always check mirrors, tire pressure, fuel level, gauges and suspension. Follow the recommended service schedule for your bike, and be sure to have all repairs made by an authorized service provider.

On the Road

Distance Yourself
Always be sure to leave enough space between you and the vehicle in front of you. That might be your only way out if the car behind you fails to stop in time. Give yourself reaction time and protect your safe zone. When turning, start on the outside of the curve to give yourself additional visibility ahead and increase your safe space.

Position Yourself
When riding, the left wheel track of a 4-wheeled vehicle should be your main lane position. However, when following another vehicle or coming to a stop, moving to the right of the lane will make you more conspicuous and create a space for you to exit if you need to.

Ride Defensively
Three-quarters of all motorcycle accidents involve collisions with cars. Most of these occur because the driver of the car didn't see the motorcycle. That's why it pays to be extra aware of what other drivers on the road are doing. Scan around you - in front, to the side and behind. Make a mental note of what's around you and be prepared to react. Watch for cars waiting to turn left across your path at intersections, as this is a common problem for motorcyclists.

Ride Smart

Be Sharp
Alcohol, drugs and fatigue can all impair your ability to reason and make sound judgements. Up to 45% of all fatal motorcycle accidents involve alcohol. So, ride only when your senses are sharp and make sure to get enough rest when out on long trips. And do not drink or do drugs and then drive.

Take Care
If you decide to have a passenger on the back of your bike, make sure they are wearing safety gear and instruct them on proper riding techniques. A rider's weight and movement can really affect your bike's handling so double check that road conditions are favorable, and be extra sure that your bike is in top condition.

Find a safe place or low traffic area to practice braking, turning and improving your reaction time, especially if you're a new rider. But even if you're experienced, any practice you can get will help to hone your skills and make you a better — and safer — rider.

Learn More
Improve your riding skills by taking a beginner or experienced Motorcycle Rider Course from a training center recognized by the Motorcycle Safety Foundation.

The AARP Motorcycle Insurance Program from Foremost offers important coverages in our specialized policy. Foremost has been in the specialty insurance business for over 60 years and we understand that you want to protect your investment. Foremost has specially-trained claims representatives that handle only motorcycle and off-road vehicle claims — it's not just one of the things they do, it's all they do. We have the experience and expertise to handle claims quickly and fairly.

Click here for more great articles from our Learning Center

Not all products, coverages and discounts are available in all areas.

Foremost Insurance Company Grand Rapids, Michigan pays royalty fees to AARP for the use of its intellectual  property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers.

The AARP Mobile Home and Motorcycle Insurance Programs are unavailable in some areas of the country, Puerto Rico and the Virgin Islands. FX Insurance Agency, LLC is a licensed insurance agency appointed by, and affiliated with, Foremost Insurance Company  Grand Rapids, Michigan, Foremost Property and Casualty Insurance Company, and Foremost County Mutual Insurance Company. 5600 Beech Tree Lane, Caledonia, MI 49316.

© Copyright Foremost Insurance Company