Love Your Motorcycle?

Motorcycle Insurance

Let Foremost take care of you and your bike.

Get A Motorcycle Quote

Let Foremost take care of you and your bike.

Get A Motorcycle Quote

Foremost policies offer important standard and optional coverages that are geared toward motorcycles, and may not be available in a conventional auto policy. They also give you more security and value for your money.

Motorcycle Coverages

Foremost started in the specialty insurance business over 60 years ago and understands the coverages that are important to you. Count on the AARP® Motorcycle Program from Foremost to provide customizable policies that offer you the protection you want.

Important Available Coverages

Optional Coverages

Annual Policies


Seems like excellent value. I shopped around a lot and the AARP (Motorcycle Insurance Program from) Foremost was the best coverage for cost I found.

Steven F., Kirkland, WA

Our annual policy lets you enjoy year-round coverage with no lay-up period. If the road is calling to you on a beautiful winter day, rest assured that you're covered. No extra phone calls, no hassles!

For years, motorcyclists have tried to save money by canceling their policies during the "off" season. The problem is, you usually have several days during the off-season that end up being perfect for riding. Then you can't ride because you don't have insurance on your bike. Or, you have to go through the extra hassle of calling your insurance company to re-instate your coverage. By the time you do that, your perfect day may be almost over!

It may also save money in the long run to keep insurance year round. Features such as First Accident Waiver provide rewards for those with continuous claim-free coverage.

Eligible Bikes

a wide range of motorcycles

Foremost® accepts a wide range of cycles including:

A Foremost policy will cover most makes and models and give you coverages you may not find elsewhere.


Foremost® already offers a competitive premium, but you may be eligible for discounts that could take your premium even lower, such as:

  • Multi-unit discount of up to 35%
  • Multi-policy discount
  • Preferred operator discount
  • Motorcycle safety course discount
  • Prior motorcycle insurance discount
  • Renewal discount
  • Anti-lock brake discount

In addition to saving money, a Foremost policy offers several benefits, including:


(I) enlightened family and friends of savings. Some are joining AARP and plan to change to Foremost to take advantage of the savings.

Michael T., Bridge City, TX

Personal service you can count on

You can report a claim 24 hours a day, seven days a week, either by phone or online. Foremost's highly trained claims adjusters provide superior and prompt claim service. Many of them ride motorcycles themselves, so they know how to get you back on the road as soon as possible.

Representatives can also provide you with a no-obligation quote, set up your policy, or make changes to your policy. Just call Foremost toll-free at 844-592-1365 between 8:30 a.m. and 10 p.m. Monday – Friday, or 9 a.m. and 5 p.m. on Saturday, Eastern time.

Coverage Comparisons

Before you decide which policy to buy, see how a policy through the AARP® Motorcycle Insurance Program from Foremost® compares with other policies if you were to have a claim.

What if? Other Companies/ Policy with Minimal Coverage AARP motorcycle insurance program from Foremost logo
What if I am on a day ride and my bike breaks down? Your typical motorcycle insurance may cover a tow truck to come out, but they may not be bike experts. Foremost's specialized towing and roadside assistance program uses professionals who know how to transport a bike and where to take it for proper repair.
What if I take a small spill on my bike and damage my safety equipment (goggles, helmet) beyond repair? You may be replacing that safety equipment with money out of your pocket. A Foremost Motorcycle policy offers safety apparel coverage, which means your replacement safety equipment is covered up to $1,500.
What if I purchase a brand new bike and a couple months later I have a mishap and the bike is considered a total loss? With typical motorcycle insurance, you may not get the full value of the motorcycle that you purchased. With the Foremost replacement cost total loss settlement option, you will be able to replace your bike with one of like kind and quality up to 110% of the purchase price.
What if I am involved in an accident on my bike and the other person at fault has no insurance? Some motorcycle insurance policies would cover a replacement bike, but may not cover your medical bills; other policies may cover your medical bills, but not all the bells and whistles on your bike. A Foremost Motorcycle policy protects you financially if you're in an accident with someone who's at fault and either has no insurance or insufficient insurance.

Got your theft prevention kit?

Customers receive a complimentary DNA+ Forensic Coding system that helps protect your bike from theft.

Find out more

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Great Mobile Home Rates

Get affordable coverage designed just for mobile homes with the AARP Mobile Home Insurance Program from Foremost.

Learn more about mobile home coverage.

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